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(310) 909-3360

Convert Your Real Estate Notes into Immediate Cash.

At Trusted Note Buyer, we provide a fast, reliable, and hassle-free solution for note holders nationwide. Our experienced team of direct note buyers is ready to give you a fair offer on your mortgage note, allowing you to access the funds you need without the wait.

What We Do

We are a premier real estate note buyer specializing in a wide range of notes and real estate contracts. We provide solutions for:

Mortgages & Deeds of Trust: We purchase private and owner-financed mortgages and deeds of trust.
Performing & Non-Performing Notes: We have the expertise to evaluate and buy notes with all types of payment histories.
Problematic Situations: We buy notes in foreclosure, bankruptcy, and those with delinquent senior lien holders.
Diverse Property Types: Our expertise extends to notes secured by residential, commercial, vacant land, and multi-unit buildings.

“Trusted Note Buyer made the process simple and closed faster than I expected.”
— Ivonne Stoltz, Real Estate Broker

Why Choose Us?

When it comes to buying and selling notes real estate, you need a partner you can trust. Our approach is built on speed, transparency, and expertise.

Fast Closings: We can provide a comprehensive evaluation and a cash offer in a matter of days, not months.
Decades of Experience: With over 50 years of combined experience, we have the knowledge and capital to handle even the most complex transactions.
No Hidden Fees: We believe in a transparent process. Your offer is the cash you receive, with no closing costs, fees, or surprises.
America’s Premier Note Buyer: We are trusted by note holders nationwide to provide reliable and professional service.

“Honest people who did exactly what they said they would do.”
— Howard Rubin, Real Estate Broker

Our Simple 3-Step Process

Get a Free Offer: Contact us with the details of your note. We’ll provide a fast, no-obligation offer.
Sign the Paperwork: If you accept, we handle all the necessary documents and legal work.
Get Your Cash: Once the transaction is finalized, the funds are delivered to you.

Ready to Sell Your Note?

Whether you are looking to sell a single note or an entire portfolio, we have a solution for you.

Get a Fast Cash Offer Today

For over 50 years, we’ve been the note buyers that other companies call when they can’t handle the tough deals. While most note purchasing firms run from non-performing loans, bankruptcy cases, and problem borrowers, we’ve built our reputation on turning your ‘impossible to sell’ mortgage notes into fast cash. Whether your borrower stopped paying six months ago or filed Chapter 7 last week, our five decades of experience means we know exactly how to unlock the hidden value in every note.

Get Cash for Your Mortgage Note in As Fast As 3 Days – Single Notes to Entire Portfolios

“Selling my note gave me the liquidity I needed for retirement.”
— Karen Dean

Whether you’re holding one stubborn non-performing note or managing a portfolio of 500 mortgages, we buy them all. After 50 years in the note buying business, we’ve learned that every seller’s situation is unique – maybe you inherited a single deed of trust from a relative, or you’re a fund manager looking to liquidate an entire portfolio of distressed assets. While other buyers set minimum deal sizes or shy away from ‘problem’ notes, we evaluate every opportunity. From a $25,000 second lien in bankruptcy to a $50 million commercial portfolio, we have the experience and capital to close your deal in as fast as 3 days.

“Experienced team that understands distressed and non-performing notes.”
— Bruce Duncan, Real Estate Broker & Hard Money Lender | 30 Years in Real Estate Lending

We Buy Any Size Deal: One Note or 100 Notes

Most note buyers either won’t touch your single ‘problem’ note or demand you have at least 50 notes to make it worth their time. We’re different. After 50 years in this business, we’ve learned that a distressed borrower with one note deserves the same professional service as an institutional seller with 100 notes. Whether you’re a real estate investor stuck with one non-performing second mortgage, or a bank looking to clear your entire REO portfolio, we have the experience and capital to handle your deal. One note, ten notes, or one hundred notes – you still get the same 72-hour evaluation and closing in as fast as 3 days.

“Reliable team with strong knowledge of notes and distressed assets.”
— William Zubia, Real Estate Investor | Real Estate Sales | Real Estate Lender

We Buy Private Residential Mortgage Notes & Deeds of Trust – Fast Cash Solutions

Collecting monthly payments on a private residential mortgage note seemed like a great idea until life changed your priorities. Whether you need immediate capital for a new investment opportunity, unexpected medical bills, or simply want to eliminate the risk of borrower default, waiting years for your note to pay off isn’t always practical. Unlike banks that can take months to evaluate private notes, we specialize in quickly assessing residential mortgage notes and deeds of trust that other buyers find too complex or risky. Our 50 years of experience means we understand the nuances of private lending and can provide fair cash offers even on challenging situations – including notes with payment history issues, property condition concerns, or borrower credit problems. Transform your future payment stream into immediate working capital with our fast cash solutions.

We Buy Notes from Banks, Asset Companies & Loan Servicers – Portfolio Solutions

Managing non-performing or sub-performing note portfolios drains resources and diverts focus from your institution’s core business objectives. Whether you’re dealing with regulatory pressure to reduce risk-weighted assets, need to improve capital ratios, or simply want to eliminate the overhead costs of servicing problematic loans, holding onto challenging note portfolios isn’t always the optimal strategy. Unlike retail note buyers who can only handle individual transactions, we specialize in purchasing entire portfolios from banks, asset companies, and loan servicers who need efficient, institutional-grade solutions. Our institutional experience means we understand compliance requirements, can handle complex due diligence processes, and provide the speed and certainty that financial institutions require for portfolio liquidation.

Turn Your Performing Residential Notes Into Immediate Cash – Any Size Portfolio

“Fair offer, no pressure, and excellent service.”
— Bill Hicks, Banking Industry Professional | 40 Years Experience

Stop waiting 15-30 years to collect your money when you can have it all today. Whether you’re holding one performing first mortgage from a house sale or managing 200+ residential notes in a fund, we convert your monthly payment streams into immediate lump sum cash. While other note buyers only want large institutional deals or shy away from smaller portfolios, we purchase any size collection of performing residential mortgages and deeds of trust. Your borrowers keep making their payments, but instead of waiting decades to collect, you walk away with full value today and the freedom to reinvest in new opportunities.

We Buy Performing Residential Notes: Mortgages, Deeds of Trust & All Payment Streams

Why wait 15-30 years to collect monthly payments when you can get cash today? We specialize in purchasing performing residential notes, first and second mortgages, and deeds of trust from individual sellers and institutional holders. Whether you’re collecting $800 monthly payments on a single-family rental property note or managing a portfolio of 50+ performing residential mortgages, we convert your payment stream into immediate capital. Our 50 years of experience means we can quickly evaluate your performing assets and close in as fast as 3 days – giving you the liquidity you need without the decades-long wait.

Multi-Family Mortgage Notes (1-4 Units) – Turn Your Payments Into Immediate Cash

Multi-family properties create multiple income streams, but they also create multiple headaches when tenants stop paying or properties need major repairs. Whether you’re holding a note on a duplex with problem tenants, a triplex in need of costly renovations, or a fourplex where the borrower has disappeared, we specialize in buying 1-4 unit multi-family notes that other buyers won’t touch. Our 50 years of experience with small multi-family properties means we understand the unique challenges these investments present. From performing notes generating steady rental income to non-performing loans on vacant buildings, we evaluate every 1-4 unit deal and can close in as fast as 3 days.

We Buy Duplex Notes: 2-Unit Property Mortgages – Cash in 3 Days

Duplex properties promise double the rental income, but they often deliver double the headaches. When one tenant stops paying, your cash flow gets cut in half. When both units are vacant, you’re hemorrhaging money on mortgage payments, taxes, and maintenance with zero income. Whether you’re holding a note on a duplex with problem tenants, costly repairs, or a borrower who’s stopped making payments entirely, we specialize in buying 2-unit property mortgages that have become management nightmares. Our 50 years of duplex expertise means we understand the unique challenges of 2-unit properties and can provide a fair cash offer even when traditional note buyers walk away. Transform your duplex headache into immediate cash in as fast as 3 days.

“I sold my condo and held back a second. Trusted Note Buyer helped me cash out when I needed it.”
— Laura Frias, Real Estate Investor & Lender

We Buy Triplex Notes: 3-Unit Property Mortgages & Deeds of Trust – Cash in 3 Days

Three rental units mean three times the potential income – but also three times the potential for vacancy, problem tenants, and costly repairs. When your triplex borrower is struggling with multiple vacant units, difficult renters, or expensive maintenance issues, your steady note payments can quickly disappear. Unlike buyers who avoid the complexity of 3-unit properties, we specialize in triplex mortgages and understand the unique challenges these investments present. Whether your triplex note involves reliable tenants generating strong cash flow or multiple problem units draining resources, our decades of experience with 3-unit properties means we can evaluate any situation and convert your monthly payment stream into immediate cash in days, not months.

4-Unit Property Notes: We Buy All Mortgages & Deeds of Trust – Fast Cash

Financing a 4-unit property created monthly cash flow and tax benefits, but now you need liquid capital more than you need those gradual payments. Whether you’re looking to acquire larger multi-family properties, need funds for major renovations on your existing portfolio, or want to eliminate the risk of tenant vacancy affecting your borrower’s ability to pay, converting your 4-unit property note into immediate cash can accelerate your investment strategy. Unlike traditional note buyers who shy away from small multi-family properties due to complexity, we specialize in 4-unit building mortgages and understand the unique challenges of small apartment building financing. Our expertise with multi-family notes means we can quickly evaluate properties with varying tenant situations, cash flow histories, and property conditions to deliver fast cash when your next opportunity can’t wait.

We Buy 5-Unit Building Notes, Mortgages & Deeds of Trust – Commercial Solutions

When you financed a 5-unit building, you crossed into commercial real estate territory – which means your note carries both greater complexity and greater opportunity costs. Unlike residential properties, 5-unit buildings require commercial lending expertise, involve more sophisticated cash flow analysis, and face stricter regulatory requirements that many note buyers simply can’t handle. Whether you need capital to acquire larger commercial properties, want to eliminate the headaches of monitoring a commercial borrower’s rent rolls and operating expenses, or discovered that your borrower is struggling with the higher maintenance costs and management demands of small commercial properties, holding onto a 5-unit note can limit your investment flexibility. We specialize in purchasing commercial property notes that residential note buyers won’t touch, understanding the unique challenges of small apartment building financing, tenant management complexities, and commercial loan performance metrics. Our commercial solutions convert your 5-unit building note into immediate capital, eliminating your exposure to commercial real estate market volatility while providing the liquidity you need for your next commercial investment opportunity.

We Buy 6-Unit Building Notes, Mortgages & Deeds of Trust – Commercial Solutions

Managing a note secured by a 6-unit building means you’re exposed to the complexities of small commercial real estate without the liquidity benefits of larger commercial investments. While your borrower juggles six separate rental units, commercial insurance requirements, and the operational challenges of managing what’s essentially a small apartment complex, you’re waiting months or years for payments that depend entirely on their property management skills and local rental market conditions. When you spot opportunities to acquire larger commercial properties with better economies of scale, need immediate capital for portfolio expansion, or want to eliminate the risk of your borrower struggling with tenant turnover across multiple units, holding onto a 6-unit note can prevent you from capitalizing on better investment opportunities. We specialize in purchasing small commercial property notes that residential buyers can’t evaluate properly and larger commercial buyers consider too small, understanding the unique challenges of 6-unit buildings including tenant management complexities, commercial financing requirements, and cash flow analysis that most note buyers avoid. Our commercial solutions provide immediate liquidity for your 6-unit building note, eliminating your exposure to small apartment building market volatility while delivering the capital you need for your next commercial real estate opportunity.

“Our transaction involved a distressed asset and complex circumstances. Trusted Note Buyer navigated the process professionally and delivered exactly as promised.”
— Felix King

8-Unit Property Notes: We Buy All Mortgages & Deeds of Trust – Fast Cash

Eight-unit properties generate substantial rental income potential, but the notes secured by these mid-size commercial buildings often become more complex than anticipated – requiring professional property management, commercial-grade systems, and the operational expertise to maintain consistent cash flow from eight separate rental streams. When your borrower discovers that managing an 8-unit building involves higher insurance costs, commercial maintenance requirements, and the challenge of maintaining near-full occupancy to cover their commercial loan payments, their ability to consistently service your note becomes uncertain. Rather than wait months or years while monitoring whether your borrower can successfully operate what’s essentially a small apartment complex, dealing with tenant turnover, commercial property taxes, and maintenance costs that scale with building size, you can convert your 8-unit property note into fast cash today. We buy commercial property notes that require specialized evaluation and understanding of mid-size apartment building operations, providing immediate liquidity that eliminates your exposure to commercial real estate market fluctuations while delivering the capital you need for your next investment opportunity.

(310) 909-3360

What Our Clients Say

“Trusted Note Buyer made the process simple and closed faster than I expected.” — Ivonne Stoltz, Real Estate Broker

“Honest people who did exactly what they said they would do.” — Howard Rubin, Real Estate Broker

“Experienced team that understands distressed and non-performing notes.” — Bruce Duncan, Real Estate Broker & Hard Money Lender | 30 Years in Real Estate Lending

“Fair offer, no pressure, and excellent service.” — Bill Hicks, Banking Industry Professional | 40 Years Experience

“Reliable team with strong knowledge of notes and distressed assets.” — Andy Marin, Real Estate Lending Professional | 45 Years Experience

“I sold my condo and held back a second. Trusted Note Buyer helped me cash out when I needed it.” — Laura Frias, Real Estate Investor & Lender

“Our transaction involved a distressed asset and complex circumstances. Trusted Note Buyer navigated the process professionally and delivered exactly as promised.” — Felix King

“Selling my note gave me the liquidity I needed for retirement.” — Karen Dean

“Reliable team with strong knowledge of notes and distressed assets.” — William Zubia, Real Estate Investor | Real Estate Sales | Real Estate Lender

About Trusted Note Buyer

Trusted Note Buyer is a nationwide real estate note buying firm led by Ryan Manavi, a licensed California real estate broker with hundreds of REO property sales completed for banks, asset management companies, and institutional clients across the country. Our team brings over 100 years of combined experience in distressed real estate assets, non-performing notes, and complex transactions.

We have purchased virtually every type of real estate note and mortgage across the United States — performing notes, non-performing notes, first and second deeds of trust, seller-financed notes, commercial real estate notes, mortgage notes in bankruptcy, foreclosure-related notes, and residential investment property notes.

We operate on a win/win philosophy. We provide competitive offers because we keep our overhead low and work primarily through referrals and long-standing relationships. Most sellers come to us after receiving low offers elsewhere or working with buyers who do not fully understand complex note situations. Our experience allows us to evaluate difficult files and create solutions that work.

$500 million in acquisition capital. All 50 states. No fees to sellers.

📞 (310) 909-3360 🌐 trustednotebuyer.com

Real Estate Notes We Purchase — Complete List

Trusted Note Buyer purchases every type of performing and non-performing real estate note nationwide:

Performing mortgage notes
Non-performing mortgage notes
First deeds of trust
Second deeds of trust
Seller financed notes
Owner financed notes
Private mortgage notes
Notes in foreclosure
Notes in bankruptcy (Chapter 7, Chapter 11, Chapter 13)
Foreclosure-related notes
Residential mortgage notes
Commercial real estate notes
Multi-family notes (1-4 units and 5+ units)
Duplex, triplex, and fourplex notes
Vacant land notes
Mixed-use property notes
Note portfolios — single assets to institutional pools exceeding $500 million
Partial note purchases
Notes from banks, credit unions, and loan servicers
Notes from asset management companies and private equity funds
Notes from individual sellers, estates, and trusts
Notes secured by properties in all 50 states

Frequently Asked Questions

What types of notes does Trusted Note Buyer purchase? We purchase performing and non-performing mortgage notes, first and second deeds of trust, seller-financed loans, foreclosure notes, bankruptcy notes, residential and commercial notes, and note portfolios of any size — from a single note to institutional portfolios exceeding $500 million.

How fast can I get a cash offer? We provide a cash offer within 24 to 72 hours of receiving your note details. Most closings complete within 30 days or less. In some cases we can close in as few as 3 days.

Do you buy non-performing notes? Yes. Non-performing notes are our specialty. Whether your borrower has stopped paying, filed for bankruptcy, or is in active foreclosure — we evaluate every file and provide a fair cash offer based on the collateral value.

Are there any fees to sellers? None. The offer we make is the cash you receive at closing. No closing costs, no deductions, no surprises.

What states do you purchase notes in? All 50 states. We are a nationwide note buyer with $500 million in capital ready to deploy.

What is the minimum note size you will purchase? We purchase notes of all sizes — from a $25,000 second lien to a $50 million commercial portfolio. No deal is too small or too complex.

Can I sell just part of my note? Yes. We structure partial purchases for note holders who want immediate capital while retaining a portion of the future payment stream.

How do I get started? Call us at (310) 909-3360 or visit trustednotebuyer.com. Tell us the property address, approximate loan balance, property type, and current payment status. We will take it from there.

Nationwide Note Buyer — Serving All 50 States

Trusted Note Buyer purchases real estate notes in every state including California, Texas, Florida, New York, Illinois, Georgia, North Carolina, Arizona, Nevada, Colorado, Washington, Oregon, Utah, Tennessee, Virginia, Maryland, Pennsylvania, Ohio, Michigan, Minnesota, Missouri, Wisconsin, Indiana, Kentucky, Louisiana, Alabama, Mississippi, South Carolina, Connecticut, Massachusetts, New Jersey, New Hampshire, Vermont, Maine, Rhode Island, Delaware, Hawaii, Alaska, Montana, Wyoming, Idaho, New Mexico, Kansas, Nebraska, Iowa, South Dakota, North Dakota, Arkansas, Oklahoma, and West Virginia.

Whether your note is secured by a beachfront property in California, a commercial building in Texas, a single-family home in Florida, or a multi-unit property in New York — we evaluate every file and provide a fast, confidential cash offer.

📞 (310) 909-3360 🌐 trustednotebuyer.com